0% p.a. - on balance transfers for nine months from the day your account is opened.

• 0% p.a. - on balance transfers for nine months from the day your account is opened.
• Typical rate  15.9 % APR (variable) on card purchases
• Reward points -  spend these in an exclusive Members Shop to get special deals on CDs, DVDs, books, cosmetics, holidays and more...
• No annual fee 
• Credit where it's due - a credit limit to suit your needs.*
• Free 24 hour telephone helpline - 365 days a year, wherever you are in the world.
• Manage your account online - view your balance, credit limit and last six months transactions online.